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9-month report


Köln (euro adhoc) - Significant year-on-year sales growth of 11.6%


- Sustained upturn in Central and Eastern Europe region


- Advisory and support capacity expanded by 246 to 4,822 consultants


- Operating income up 14.5% to EUR4.0 million



Cologne, 9 November 2011 - The OVB Group, which operates in 14 European
countries, recorded total sales commission of EUR162.0 million in the first nine
months of 2011, up 11.6% on the figure of EUR145.2 million in the same period of
the previous year.  "The uncertainty on the capital markets triggered by the
eurozone debt crisis means that 2011 has been particularly challenging. In
light of these conditions, OVB has enjoyed stable development and has continued
to grow," commented Wilfried Kempchen, Chief Executive Officer of OVB Holding
AG.

Business development in Central and Eastern Europe remained on a sustained
upward path: total sales commission of EUR94.3 million was recorded in the first
nine months of 2011, 43.3% more than in the previous year (EUR65.9 million). In
Germany, total sales commission amounted to EUR50.4 million in the period under
review (previous year: EUR52.1 million). OVB´s business development in the
Southern and Western Europe segment was impacted by economic crises in certain
countries. At EUR17.2 million, total sales commission was down 36.7% on the
prior-year figure of EUR27.2 million.

The number of new contracts concluded across Europe increased by 15.4% to
387,776. Funds-based pension provision products continued to enjoy the highest
demand, accounting for 63% of new contracts (previous year: 57%). 12% (previous
year: 16%) of new contracts were for other pension provision products,
particularly traditional life and annuity policies.

The number of customers rose by 1.6% to 2.84 million. In the period from
January to September 2011, OVB´s sales force was expanded by 222 or 5.4% and
now consists of a total of 4,822 full-time financial advisors. "The steady
growth in our consultant base, particularly in Central and Eastern Europe, will
continue to form the basis for our positive sales and earnings outlook in
future," noted Wilfried Kempchen.

In the first nine months of the 2011 financial year, the OVB Group generated
operating income of EUR4.0 million, up 14.5% on the prior-year figure of EUR3.5
million. With an EBIT contribution of EUR8.1 million (previous year: EUR5.6
million) and growth of 45.3%, the Central and Eastern Europe segment was the
main driver behind the Group´s earnings development.  The EBIT contribution
from Germany declined moderately year-on-year, from EUR4.5 million to EUR4.0
million. Due to the sustained weak economic situation in certain countries, the
Southern and Western Europe segment recorded an operating loss of EUR1.6 million
(previous year: operating profit of EUR0.2 million).

 "In early 2011, we set ourselves the target of recording higher sales and
earnings than in 2010. Based on current figures, we will achieve this target
despite the challenges posed by the economic situation in certain national
markets," commented Oskar Heitz, Chief Financial Officer of OVB Holding AG. "We
are looking to record further sales and earnings growth in our year-end
business."



OVB Group

OVB Group, with its holding company headquartered in Cologne, is one of the
leading European financial sales organisations. Since the formation of OVB
Vermögensberatung AG in Germany in 1970, customer-oriented consulting for
private households in the areas of insurance coverage, asset building and
appreciation, pension provision and real estate acquisition have formed the
focus of OVB´s business activities. OVB currently advises 2.84 million
customers across Europe, working in cooperation with over 100 renowned product
partners. OVB is presently active in 14 countries, with 4,822 full-time
financial advisors working for the Group. In 2010, OVB Holding AG and its
subsidiaries generated total sales commission of EUR197.3 million and EBIT of
EUR4.8 million. OVB Holding AG has been listed on the Frankfurt Stock Exchange
(Prime Standard, ISIN DE0006286560) since July 2006.

OVB will publish the results for the 2011 financial year on 27 March 2012.

A presentation and the interim report on the first nine months of 2011 can be
downloaded from the Investor Relations section of www.ovb.ag.

This IR release is also available on the Internet at:
http://www.ovb.ag/InvestorRelations/IRInformationen.aspx

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OVB Holding AG
Heumarkt 1
50667 Cologne
Germany

IR Contact:

Brigitte Bonifer
Investor Relations

Phone: +49(0)221 / 2015-288
Fax: +49(0)221 / 2015-325
 
bbonifer@ovb.de 
ir@ovb.ag
Internet: www.ovb.ag


Further inquiry note:
Brigitte Bonifer
Investor Relations
Tel.: +49 (0)221 2015 288
E-Mail:  bbonifer@ovb.de

end of announcement                               euro adhoc 
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company:     OVB Holding AG
             Heumarkt  1
             D-50667 Köln
phone:       +49 (0)221 2015 0
FAX:         +49 (0)221 2015 264
mail:         ovb@ovb-holding.ag
WWW:      www.ovb.ag
sector:      Financial & Business Services
ISIN:        DE0006286560
indexes:     CDAX, Classic All Share, Prime All Share
stockmarkets: regulated dealing/prime standard: Frankfurt, free trade: Berlin,
             Hamburg, Stuttgart, Düsseldorf, München 
language:   English

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