Euler Hermes Rating bestätigt Rating der GEFA BANK mit A-
Hamburg (ots)
Das seit 2011 bestehende Rating der GEFA BANK wurde von Euler Hermes Rating erneut mit A- bestätigt. Zu den ausschlaggebenden Faktoren für die Einschätzung gehören die führende Marktposition der GEFA BANK als Objekt- und Absatzfinanzierer in Deutschland, die gute Kapitalstruktur und Risikotragfähigkeit sowie der positive Einfluss durch die Muttergesellschaft Société Générale S. A.
Das Geschäftsrisiko der GEFA BANK bewerten die Analysten als moderat bis leicht erhöht. Zu den für die Bewertung maßgebenden Risiken gehören aus Sicht von Euler Hermes Rating hierbei die erhöhte Konjunktursensivität, intensiver Wettbewerb, zunehmende Regulierung, strukturelle Veränderungen des Marktumfeldes sowie ein hoher Anteil von Nutzfahrzeugfinanzierungen am Kreditportfolio. Das Finanzrisiko der GEFA BANK bewerten die Analysten aufgrund der guten Kapitalstruktur, Risikotragfähigkeit und finanziellen Flexibilität als moderat. Für die kommenden zwölf Monate erwartet die Ratingagentur eine stabile Entwicklung des Ratings.
Die GEFA BANK GmbH, Wuppertal gehört zu den führenden Anbietern von Absatz- und Objektfinanzierungen in Deutschland. Die GEFA BANK GmbH erwirtschaftete im Geschäftsjahr 2018 mit 673 Mitarbeitern und einer Bilanzsumme in Höhe von EUR 7,4 Mrd. Bruttoerträge von EUR 509,9 Mio. GEFA ist eine Tochtergesellschaft der französischen Großbank Société Générale S. A.
Die Zusammenfassung des Ratingberichts sowie die relevante Rating Methode sind auf www.eulerhermes-rating.com veröffentlicht.
Euler Hermes Rating (Euler Hermes Rating) wurde 2001 als unabhängige europäische Ratingagentur der Euler Hermes und Allianz Gruppe gegründet. Sie ist gemäß Verordnung (EG) Nr. 1060/2009 des Europäischen Parlaments und Europäischen Rates als Credit Rating Agency (CRA) registriert und wird als External Credit Assessment Institution (ECAI) bei der European Banking Authority (EBA) geführt. Euler Hermes Rating ist eine Tochtergesellschaft der Euler Hermes SA, der weltweiten Marktführerin für Kreditversicherungen und ein Unternehmen der Allianz SE.
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