Die Scope Hamburg bestätigt das Rating der GEFA BANK erneut mit A-
Hamburg (ots)
Das Geschäftsrisiko der GEFA BANK schätzt die Agentur aufgrund ihrer guten Marktposition als einer der führenden Objekt- und Absatzfinanzierer in Deutschland sowie der hohen Branchen- und Objektkompetenz als moderat bis leicht erhöht ein. Zu den maßgebenden Risikotreibern gehören aus Sicht der Ratingagentur die erhöhte Konjunktursensivität, hohe Wettbewerbsintensität, strukturelle Veränderungen des Marktumfeldes sowie ein hoher Anteil von Nutzfahrzeugfinanzierungen am Kreditportfolio. Positiv bewertet die Agentur die angesichts des Strukturwandels laufende Anpassung und Weiterentwicklung der strategischen Ausrichtung. Die GEFA BANK verfügt nach Einschätzung der Agentur über ein moderates Finanzrisiko. Ausschlaggebend sind hierfür insbesondere die angemessene Kapitalstruktur, die hohe Risikotragfähigkeit, der gute Zugang zu Fremdfinanzierungsmittel sowie die gute finanzielle Flexibilität.
Die GEFA BANK GmbH, Wuppertal gehört zu den führenden Anbietern von Absatz- und Objektfinanzierungen in Deutschland. Die GEFA BANK GmbH erwirtschaftete im Geschäftsjahr 2020 mit 569 Mitarbeitern und einer Bilanzsumme in Höhe von EUR 6,0 Mrd. Bruttoerträge von EUR 486,5 Mio. GEFA ist eine Tochtergesellschaft der französischen Großbank Société Générale S. A.
Die Zusammenfassung des Ratingberichts sowie die relevante Rating Methode sind auf scopehamburg.com veröffentlicht.
GEFA Bank GmbH GEFA BANK GmbH ;> Scope Hamburg GmbH (ehrg.de)
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