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Vienna Insurance Group

EANS-Adhoc: Record result of Vienna Insurance Group in 2012

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  ad-hoc disclosure transmitted by euro adhoc with the aim of a Europe-wide
  distribution. The issuer is solely responsible for the content of this
  announcement.
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Financial Figures/Balance Sheet
03.04.2013


- Highest profit in the corporate history

- Profit before taxes increased by 5.1 percent to EUR 587.4 million

- Profit (after taxes and minorities) grew by 9.7 percent to EUR 446.2 million

- Increase in premiums to EUR 9.7 billion (+ 9.0 percent)

- Market share in core markets strengthened to more than 19 percent

- Standard & Poor's confirms excellent "A+" with stable outlook

- Proposed increase in dividend to EUR 1.20 per share * 

EXCELLENT GROUP RESULT

In the financial year 2012 Vienna Insurance Group reported consolidated premiums
written of EUR 9.7 billion; this corresponds to an increase of 9.0 percent. The
significant growth of 17.2 percent in life insurance was driven by the strong
demand - particularly for single-premium products - in Poland. The 2.1-percent
increase in property/casualty insurance as well as the growth in health
insurance premiums (8.7 percent) supported the overall positive trend of Group
premiums.

Amounting to EUR 587.4 million, the Group profit (before taxes) rose by 5.1
percent. Profit after taxes and minorities even grew by 9.7 percent to a total
of EUR 446.2 million.

Despite the substantial burden caused by storm damages, the Group reported an
excellent combined ratio (after reinsurance and excluding investment gains) of
96.65 percent for the year 2012.

The financial result of the Group totalled EUR 1.2 billion, increasing by 33.2
percent. The investments of the Group (including cash and cash equivalents) rose
by 5.5 percent to EUR 30.2 billion as of 31 December 2012.

Based on these convincing data for the financial year 2012, an increase of the
dividend to EUR 1.20 per share will be proposed to the Annual General Meeting of
Vienna Insurance Group.*

GROUP EMBEDDED VALUE - CONTINUED TO INCREASE 

Calculated on the basis of international standards, the embedded value is the
net asset value of Vienna Insurance Group plus the present value of potential
future profits from existing life and health insurance contracts. It was
confirmed by B&W Deloitte GmbH, Cologne.

The long-term viability of the insurance business of Vienna Insurance Group has
been evidenced by the fact that the Group embedded value (after taxes) increased
by 14.4 percent to EUR 5.9 billion (adjusted value for 2011: EUR 5.1 billion) as
at 31 December 2012. With 5.8 percent, the CEE new business margin reached once
more an excellent value by international comparison.

* subject to the approval of the corporate bodies


Further inquiry note:
VIENNA INSURANCE GROUP AG
Wiener Versicherung Gruppe
1010 Wien, Schottenring 30

Alexander Jedlicka 
Head of Public Relations, Spokesperson 
Tel.: +43 (0)50 390-21029 
Fax: +43 (0)50 390 99-21029 
E-Mail:  alexander.jedlicka@vig.com


Nina Higatzberger
Head of Investor Relations
Tel.: +43 (0)50 390-21920
Fax: +43 (0)50 390 99-21920
E-Mail:  nina.higatzberger@vig.com

end of announcement                               euro adhoc 
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issuer:      Vienna Insurance Group
             Schottenring 30
             A-1011 Wien
phone:       +43(0)50 390-21919
FAX:         +43(0)50 390 99-23303
mail:         investor.relations@vig.com 
WWW:      www.vig.com
sector:      Insurance
ISIN:        AT0000908504
indexes:     WBI, ATX Prime, ATX
stockmarkets: official market: Wien, stock market: Prague Stock Exchange 
language:   English

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