Euler Hermes Rating bewertet die Bonität der GEFA BANK GmbH mit A-
Hamburg (ots)
Die Euler Hermes Rating GmbH bewertet die Bonität und Zukunftsfähigkeit der GEFA BANK GmbH, Wuppertal, weiterhin mit A-. Für die kommenden zwölf Monate erwartet die Ratingagentur eine stabile Entwicklung des Ratings.
Ausschlaggebend für das Rating der GEFA BANK GmbH sind aus Sicht der Agentur die sehr gute Kapitalstruktur und Risikotragfähigkeit, die gute Marktposition als Objekt- und Absatzfinanzierer in Deutschland, das gute Risikomanagement sowie die hohe Branchen- und Objektkompetenz als Voraussetzung für die fundierte Bewertung von Risiken und Sicherheiten. Positiv wirkt sich nach Einschätzung der Analysten zudem die Refinanzierungsmöglichkeit und der externe Einfluss durch die Muttergesellschaft Société Générale S. A. auf das Rating aus.
Die GEFA BANK GmbH, Wuppertal gehört zu den führenden Anbietern von Absatz- und Objektfinanzierungen in Deutschland. Neben dem Kredit- und Leasinggeschäft bietet die GEFA Gruppe über Tochtergesellschaften die Vermietung von Nutzfahrzeugen, insbesondere von Lkw und Trailern sowie ergänzende Dienstleistungen an. Die GEFA BANK GmbH erwirtschaftete im Geschäftsjahr 2016 mit 698 Mitarbeitern und einer Bilanzsumme von EUR 6,5 Mrd. Bruttoerträge von EUR 571,0 Mio. GEFA ist eine Tochtergesellschaft der französischen Großbank Société Générale S. A.
Euler Hermes Rating GmbH ist gemäß der Verordnung (EG) Nr. 1060/2009 des Europäischen Parlaments und des Rates als Credit Rating Agency (CRA) registriert sowie als External Credit Assessment Institute (ECAI) durch die BaFin anerkannt.
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